Mulberry Homes under $400,000

Mulberry Homes under $400,000

Welcome to Mulberry, Florida – a hidden gem nestled in the heart of Polk County! Known for its charming small-town atmosphere and friendly community, Mulberry offers a delightful blend of rural tranquility and modern conveniences. With its lush landscapes, vibrant parks, and a strong sense of community, this city is the perfect place to call home.

As you explore the real estate market in Mulberry, you’ll be pleased to discover an array of beautiful homes available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or seeking a family-friendly neighborhood, Mulberry has something for everyone. From cozy single-family homes to modern townhouses, the options are diverse and appealing.

Living in Mulberry means you can enjoy the best of both worlds – the serenity of suburban life with easy access to the bustling cities of Lakeland and Tampa. Spend your weekends exploring local parks, enjoying outdoor activities, or indulging in the charming local eateries. The city’s close-knit community hosts various events throughout the year, fostering a welcoming environment for newcomers and long-time residents alike.

With its affordable housing options and welcoming atmosphere, Mulberry is an ideal location for those seeking a peaceful yet vibrant lifestyle. Come and discover the charm of Mulberry, where your dream home awaits just around the corner! Whether you are looking to invest in your first home or find a place to grow your family, Mulberry is ready to welcome you with open arms.

Newest Mulberry Homes under $400,000

4336 Winding Oaks Circle, Mulberry
$284,000
3 Beds ⋅ 2 Baths ⋅ Fairway Oaks First Add SubDv. ⋅ 33860 Zip Code
Welcome to 4336 Winding Oaks Circle, a 3-bedroom, 2-bath home offering a LOW-MAINTENANCE lifestyle in the gated Fairway Oaks community of Imperial Lakes. With a NEW ROOF in 2025, FRESH EXTERIOR PAINT in 2026, a POND VIEW with NO REAR NEIGHBORS, and an HOA that INCLUDES LAWN MAINTENANCE, CABLE AND INTERNET, it's easier to spend less time on upkeep and more time enjoying your home. Inside, the open floor plan features vaulted ceilings and a split-bedroom layout designed for both everyday living and entertaining. The kitchen sits at the heart of the home, connecting the living and dining areas, while the primary suite is privately positioned on one side with a walk-in closet and dual sinks. Two additional bedrooms and a full bath are located on the opposite side. Step outside to the screened lanai overlooking the pond—a wonderful retreat for starting the morning or unwinding at the end of the day. Additional updates include a 2017 water heater and a 2016 A/C. Conveniently located near shopping, dining, and retail, with easy access to County Line Road, the Polk Parkway, and I-4, 4336 Winding Oaks Circle offers a low-maintenance lifestyle with easy access to major metropolitan areas. Schedule your private showing and experience this home for yourself.

4336 Winding Oaks Circle, Mulberry
2605 Sundance, Mulberry
$305,000
3 Beds ⋅ 2 Baths ⋅ Sundance Village 01 Ph 02 SubDv. ⋅ 33860 Zip Code
Welcome to this inviting 3-bedroom, 2-bath home offering 1,554 sq ft of comfortable living space on a .17-acre lot, where thoughtful design, natural light, and easy indoor-outdoor living come together. The open floor plan creates a seamless flow between the living space, kitchen, and Florida room, complemented by vaulted ceilings, abundant natural light, and ceiling fans throughout. The well-appointed kitchen features quartz countertops, a modern backsplash, stainless steel appliances, ample cabinet space, a convenient kitchen island, and a door leading directly to the Florida room. The Florida room features sliding doors that lead outside. The spacious primary bedroom includes a ceiling fan and a private en suite bathroom with dual vanities and a shower, with no tub. All bedrooms feature carpeting and ceiling fans for added comfort. Outside, enjoy the huge, fully fenced backyard featuring a paved patio and offering plenty of space to relax, entertain, and enjoy the Florida lifestyle. Additional features also include thoughtful tropical landscaping and a two-car attached garage with laundry and attic storage space accessible through the garage. Conveniently located near South Lakeland, this home offers easy access to shopping, dining, and more, while being ideally situated between Tampa and Orlando. The low HOA adds to the appeal of this well-positioned home, offering a wonderful combination of space, comfort, and convenience.

2605 Sundance, Mulberry
4429 Starlight Pointe Drive, Mulberry
$310,000
3 Beds ⋅ 2 Baths ⋅ Festival Pointe At Sundance Ph 01 SubDv. ⋅ 33860 Zip Code
Some homes just make life easier. With 3 bedrooms, a den/flex space, 2 bathrooms, and a 2-car garage, there's plenty of space to spread out, settle in, and make yourself at home. The big-ticket updates are already handled! Newer ROOF (2023), newer A/C, newer appliances, and fresh exterior paint. The bright, open-concept layout keeps everyone connected without sacrificing personal space. The split-bedroom floor plan offers a little extra privacy, while the versatile den is ready to be your home office, hobby room, playroom, or extra bedroom. NO CARPET ANYWHERE! Easy-care flooring throughout means less cleaning and more living. The fully fenced yard is ready for four-legged friends, backyard BBQs, gardening adventures, or simply enjoying your own little slice of Florida sunshine. Close to shopping, restaurants and entertainment.

4429 Starlight Pointe Drive, Mulberry
4870 Rustic Palm Court, Mulberry
$248,900
3 Beds ⋅ 2 Baths ⋅ Oak Hammock Estates SubDv. ⋅ 33860 Zip Code
SOLAR-POWERED HOME! 0.35-ACRE CUL-DE-SAC LOT • FENCED YARD • NO HOA Welcome Home, where there’s room to spread out inside and out. Skylights bring natural light into the open living room, making it a bright place to relax or gather with friends. The kitchen features luxury vinyl plank flooring, a breakfast bar, plenty of prep space, and room to add a dining table or island. A separate dining room is ready for any sized gathering. All three bedrooms are nicely sized with generous closets, and the primary bedroom has a roomy private bath with dual sinks, a garden tub, and a separate shower. A dedicated laundry room adds everyday convenience. Outside, beautiful trees shade the fenced backyard and create a peaceful setting for afternoons outdoors. The shed gives you extra storage, while the 0.35 acre cul-de-sac lot gives you space to enjoy it all. Solar power offers the potential for savings on electricity, and there’s no HOA. Explore Mulberry’s parks and local restaurants, head into nearby Lakeland for more shopping and dining, or take State Road 60 toward Brandon and Tampa. Come see what you can make of this space!

4870 Rustic Palm Court, Mulberry
4465 Fairway Oaks Drive, Mulberry
$375,000
3 Beds ⋅ 2 Baths ⋅ Fairway Oaks First Add SubDv. ⋅ 33860 Zip Code
Virtually Staged. Beautifully maintained Arthur Rutenberg home located in the desirable gated community of Fairway Oaks! This move-in-ready 3-bedroom, 2-bath home offers a spacious split-bedroom floor plan, soaring vaulted ceilings, thoughtful updates, and exceptional indoor-outdoor living. From the paver driveway and walkway to the beautiful glass entry door, this home makes a wonderful first impression. Step inside to an inviting open floor plan featuring tile flooring, 5-inch baseboards, and views extending through the great room to the expansive screened lanai. The updated kitchen is both stylish and functional, featuring granite countertops, tile backsplash, soft-close cabinetry, convenient pull-out shelves, pantry storage, and a breakfast bar. A pocket door provides the flexibility to close the kitchen off from the great room. The kitchen flows seamlessly into the dinette and great room, creating a comfortable space for everyday living and entertaining. The spacious primary suite provides a relaxing retreat and features an updated ensuite bath with dual sinks, new granite countertops, walk-in closet, water closet, and shower. Sliding glass doors provide direct access to the lanai and hot tub, where privacy curtains create a peaceful outdoor retreat. The secondary bedrooms and guest bath are located in their own private wing, which can be closed off from the dinette with a pocket door. Both secondary bedrooms provide access to the lanai. The rear bedroom offers additional versatility with a built-in desk and shelving that can be used as a home office, makeup station, hobby area, or whatever best suits your needs. The built-ins can also be removed to convert the space back to a traditional closet. The expansive screened lanai is designed for enjoying the Florida lifestyle year-round. A 2024 hot tub, privacy curtains, and ceiling fan create a comfortable outdoor retreat with plenty of room for seating and entertaining. The additional exterior patio provides the perfect spot for grilling and relaxing. The laundry room offers added convenience with storage cabinets and a utility sink with additional storage. The garage has been thoughtfully improved with cabinets, attic access stairs, storage racks, and an epoxy floor. Numerous updates provide peace of mind, including a 2023 roof, newer windows throughout with plantation shutters, newer appliances, soft-close cabinetry, pull-out drawers, water softener, ceiling fans, tile flooring, updated bathrooms, gutters, and an irrigation system. The exterior was freshly painted in 2026. The $702 quarterly HOA fee ($234/month) provides an exceptional level of convenience. Approximately $100 per month covers Spectrum high-speed internet and an extensive TV package with approximately 1,000 channels, plus Hulu and Disney+. Approximately $134 per month covers lawn service, including mowing, edging, and hardscape maintenance. The HOA also provides quarterly pest treatments for yards and ponds. Combined with the security of a gated community, these services make it easy to enjoy a low-maintenance lifestyle. Meticulously maintained and thoughtfully updated, this home offers flexible living spaces, comfortable indoor-outdoor living, and numerous desirable features throughout. Move-in ready and waiting for its next owners—come see everything this wonderful home has to offer!

4465 Fairway Oaks Drive, Mulberry
140 Williams Street, Mulberry
$200,000
2 Beds ⋅ 1 Baths ⋅ Rolling Hills Sub SubDv. ⋅ 33860 Zip Code
This charming 2-bedroom, 1-bath home offers an inviting combination of comfortable living space and a spacious approximately half-acre lot. The home features a functional layout with a comfortable living area, eat-in kitchen, generously sized bedrooms, central heating and air conditioning, indoor laundry, and a convenient pantry. Recent improvements include updated finishes, while the exterior offers plenty of room to enjoy the oversized lot, garden, entertain, or create your own outdoor retreat. A 10x10 storage shed provides additional space for tools and equipment, and the front entry includes a wheelchair-accessible ramp. Whether you're looking for a cozy primary residence, an investment property, or a home with extra land and potential, this Mulberry property offers versatility and value. Schedule your private showing today!

140 Williams Street, Mulberry
4814 Hickory Stream Lane, Mulberry
$340,000
3 Beds ⋅ 2 Baths ⋅ Creekside SubDv. ⋅ 33860 Zip Code
Beautiful 3BR/2BA home situated on a large lot in the quiet neighborhood of Creekside. Recently remodeled with new stainless appliances, interior paint, carpeting, laminate flooring, fans and fixtures. This spacious home features an open floor plan, formal dining room and eat-in kitchen with ample cabinet & counter top space, center island w/ breakfast bar and closet pantry. The large master bedroom offers a walk-in closet and private bath with dual sinks, garden bath and separate shower. Extend the living space outdoors where you'll find a large covered patio overlooking the expansive backyard. Located close to schools, parks and shopping.

4814 Hickory Stream Lane, Mulberry
602 Nw 1st Avenue, Mulberry
$160,000
3 Beds ⋅ 2 Baths ⋅ Bryan & Sweats Add SubDv. ⋅ 33860 Zip Code
Highest and best offers due 10/1 by 4 pm. Wonderful opportunity to own this historic home in Mulberry, Fl. Home offers 3 bedrooms, 2 bathrooms, and carport. The front patio is perfect for enjoying the Florida weather. As you enter the home you will notice the brand new laminate flooring throughout the living room and kitchen. Kitchen offers refrigerator, stove, microwave, and dishwasher. Laundry closet is conveniently located off of the kitchen area. Living room has a wood burning fireplace. Split bedroom floorplan with laminate flooring throughout. Back yard is spacious and partially fenced.

602 Nw 1st Avenue, Mulberry
322 Ne 9th Street, Mulberry
$250,000
3 Beds ⋅ 2 Baths ⋅ Council Crest Heights SubDv. ⋅ 33860 Zip Code
Virtually Staged. Welcome to this charming 3-bedroom, 2-bath home in the heart of Mulberry! Situated on a spacious 8,485-square-foot lot, this home offers a comfortable layout and plenty of outdoor space. Enjoy the freedom of NO HOA while being conveniently located near local shopping, dining, schools, and major roadways, making it easy to reach both Tampa and Orlando. Whether you're looking for a primary residence or an investment opportunity, this property offers excellent potential in a convenient and established neighborhood. Don't miss your opportunity to make this Mulberry home your own!

322 Ne 9th Street, Mulberry
275 Temple Street, Mulberry
$182,500
3 Beds ⋅ 1 Baths ⋅ Pinedale Sub SubDv. ⋅ 33860 Zip Code
Nestled in a quiet area of Mulberry, this 3-bedroom, 1-bath home offers incredible potential for homeowners and investors alike! Situated on a massive double lot totaling just under 0.9 acres, there's plenty of room to expand, add a workshop, store your toys, or simply enjoy the extra outdoor space. Brand new roof installed and fully permitted on 9/9/2026. Inside, you'll find beautiful natural wood floors that add warmth and character throughout the home. While the property could use a little TLC, it is currently rent-ready, making it an excellent opportunity for immediate cash flow or a future renovation project. Whether you're looking for your next investment property, first home, or a place with room to grow, this one checks all the boxes with its oversized lot, peaceful setting, and endless possibilities. Don't miss your chance to own a property with nearly an acre of land in desirable Mulberry!

275 Temple Street, Mulberry
4469 Stoney River Drive, Mulberry
$345,000
4 Beds ⋅ 2 Baths ⋅ Creekside SubDv. ⋅ 33860 Zip Code
Virtually Staged. Welcome home to the space, privacy, and flexibility you’ve been looking for! Located in the Creekside community of Mulberry, this spacious 4-bedroom, 2-bath home sits on an oversized lot backing to a peaceful conservation area, creating a private backyard setting perfect for relaxing, entertaining, or simply enjoying a little extra breathing room. Step inside to a freshly painted interior with new waterproof luxury vinyl flooring that gives the home a fresh, updated feel. The kitchen features granite countertops and flows into the main living areas, making it easy to stay connected whether you’re hosting friends or enjoying a quiet night at home. An additional flex space/den gives you the freedom to create the home office, hobby room, play space, or cozy retreat that works best for your lifestyle. One standout feature is the hard-to-find 3-car garage, offering plenty of room for vehicles, storage, tools, or weekend toys. A newer A/C system installed in 2025 adds another valuable update for comfortable Florida living. Outside is where this home really shines. The oversized backyard and conservation backdrop offer plenty of possibilities for creating your own outdoor oasis. When it’s time to cool off, Creekside residents can also enjoy the community pool. With four bedrooms, flexible living space, a 3-car garage, fresh interior updates, an oversized conservation lot, and community amenities, this home offers so much more than just a place to live—it’s a place to settle in, spread out, and make your own. Schedule your private showing today!

4469 Stoney River Drive, Mulberry
3503 Diamond Terrace, Mulberry
$310,000
3 Beds ⋅ 2 Baths ⋅ Imperialakes Ph 02 Sec 01-B SubDv. ⋅ 33860 Zip Code
PREPARED FOR FLORIDA LIVING—WHATEVER THE WEATHER BRINGS! This well-maintained 3-bedroom, 2-bath home offers valuable storm-preparation features, including a Generac whole-house generator system and hurricane shutters installed in recent years, along with a roof replaced in 2021. When Florida weather threatens, you'll appreciate having these important features already in place! Inside, high ceilings and an impressive transom windows above the rear glass sliders fill the main living area with natural light, creating a bright and open feel. The kitchen features white cabinetry and appliances, a convenient breakfast bar, closet pantry and glass sliders leading directly to the screened lanai. A spacious dining area just off the kitchen opens to the living room, making the layout comfortable for both everyday living and entertaining. The desirable split-bedroom floor plan provides privacy, with a spacious primary suite featuring a walk-in closet. Step outside to enjoy the screened lanai overlooking the fenced backyard, complete with a detached storage building for additional storage. Additional features include a Culligan water softener system, washer and dryer included, a garage sliding screen door recently installed in 2025, Leaf Filter Gutters (2025) and a freshly painted exterior. Situated among attractive, well-kept homes in a quiet area WITH NO HOA! This property combines a comfortable floor plan, abundant natural light, outdoor living space and valuable storm-season improvements—all in one inviting package.

3503 Diamond Terrace, Mulberry
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