Clearwater Homes under $250,000

Clearwater Homes under $250,000

Welcome to Clearwater, Florida—where sun-kissed beaches meet vibrant community living! Nestled in the heart of Pinellas County, Clearwater is renowned for its stunning coastline, crystal-clear waters, and a warm, inviting atmosphere. This charming city offers an array of recreational activities, from leisurely strolls along the famous Clearwater Beach to thrilling water sports and seaside dining experiences.

For those seeking a home in this picturesque locale, Clearwater boasts an impressive selection of properties under $250,000. Whether you're a first-time homebuyer, a savvy investor, or looking to downsize, Clearwater’s affordable housing market provides ample opportunities to find your dream home without stretching your budget.

Imagine waking up in a cozy condo just minutes from the beach, or settling into a charming single-family home surrounded by lush greenery. Clearwater’s diverse neighborhoods cater to a variety of lifestyles, offering everything from quaint bungalows to modern townhouses. Enjoy the convenience of nearby shopping, dining, and entertainment options, all while being part of a close-knit community that celebrates both relaxation and recreation.

With its year-round sunshine, friendly neighbors, and a plethora of outdoor activities, Clearwater is not just a place to live—it's a lifestyle. Explore the homes available under $250,000 and discover the perfect blend of affordability and coastal charm in this vibrant Florida city. Your dream home in Clearwater awaits!

Newest Clearwater Homes under $250,000

2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater

2617 Cove Cay Drive Unit 604, Clearwater
$225,000
2 Beds ⋅ 2 Baths ⋅ Cove Cay 26-17 Village I SubDv. ⋅ 33760 Zip Code
Discover the beauty of waterfront living in this stylishly updated 2-bedroom, 2-bath condo at sought-after Cove Cay Village 1 in Clearwater. Perched on the 6th floor, this 1,050 sq ft home offers sweeping views of Old Tampa Bay from the main living areas and enclosed porch, creating a peaceful, coastal backdrop to everyday life. Step inside to a light-filled, open layout accented with sleek tile flooring throughout. The kitchen stands out with granite countertops, crisp white cabinetry, matching appliances, and a tray ceiling with crown molding detail. Recent upgrades include a brand-new kitchen faucet and updated plumbing, adding both style and functionality. The adjoining dining area flows seamlessly into the oversized living room, where a wall of windows frames the sparkling bay. The primary suite features a generous walk-in closet and an ensuite bath with dual sinks and a walk-in shower. The second bedroom is well-sized and situated near the guest bath with a tub/shower combination. Your own private laundry and storage room—located just steps from the front door on the same floor—offers convenience and extra space. Cove Cay Village 1 delivers a resort-like lifestyle with a renovated clubhouse, card and social rooms, sauna, fitness center, heated pool and spa, and shuffleboard courts. Optional memberships are available for golf at the Cove Cay Golf Club or boating at the Cove Cay Marina. With its prime location, upgraded finishes, and unmatched water views, this home is move-in ready for your next chapter in Florida living. Schedule your private showing today. Kitchen appliances, countertop, cabinets done in 2017. Primary bath full upgrade 2017, tile floor throughout 2017, roof replaced 2020. Some electrical outlets updated 2025, interior paint 2023, kitchen faucet and plumbing 2025. New A/C 2022. Brand new sliding windows in living room 2026. Primary Bath painted 2026.

2617 Cove Cay Drive Unit 604, Clearwater

2593 Countryside Boulevard Unit 7307, Clearwater
$175,000
2 Beds ⋅ 2 Baths ⋅ Inverness Condo SubDv. ⋅ 33761 Zip Code
Welcome to easy Florida living in the desirable Inverness 55+ community in Clearwater! Located on the 3rd floor of Building #7, this inviting 2-bedroom, 2-bath condo offers a sought-after split-bedroom floor plan, providing privacy and comfortable living for both owners and guests. Step outside to your screened balconies, the perfect place to enjoy your morning coffee or unwind at the end of the day. Inside, you'll appreciate the convenience of a washer and dryer right in the condo, along with plenty of functional living space. Covered assigned parking adds even more everyday convenience. Inverness offers an impressive array of amenities, including a beautiful community pool, tennis courts, and clubhouse, giving you plenty of ways to relax, stay active, and enjoy the Florida lifestyle. The condo fee includes cable TV, water, sewer, trash, common-area taxes and insurance, escrow reserves, exterior and grounds maintenance, maintenance repairs, pest control, and community amenities—making for truly convenient, low-maintenance living. Ideally located off Countryside Boulevard in Clearwater, this condo puts you close to shopping, dining, entertainment, and everyday conveniences. Whether you're looking for a full-time Florida residence or a comfortable place to enjoy your retirement years, this 2-bedroom, 2-bath condo in a well-established 55+ community is ready to welcome you home!

2593 Countryside Boulevard Unit 7307, Clearwater

18675 Us Highway 19  N Unit 328, Clearwater
$117,000
1 Beds ⋅ 1 Baths ⋅ Bay Aristocrat Village Mobile Home Park Unrec SubDv. ⋅ 33764 Zip Code
Located in Bay Aristocrat Village, a 55+ resident-owned waterfront co-op community in Clearwater, this charming 1 bedroom, 1 bath mobile home offers comfortable living with numerous recent updates. Recent improvements include energy-efficient vinyl Croft windows with tilt sash (2023), two mini-split heating and cooling units (2023), and a 10' x 10' raised composite front porch (2023) that was screened in during 2024. Additional upgrades include laminate flooring in the Florida Room (2023), vapor barrier replacement (2024), carport kick-outs added to the driveway (2025), and electrical outlet and lighting added to the shed (2026). Bay Aristocrat Village is a resident-owned 55+ waterfront co-op community offering an active Florida lifestyle with a full range of amenities. Residents enjoy a clubhouse with social events and activities, heated pool and spa, shuffleboard courts, game room, library, and creative spaces. Outdoor features include a private boat launch, kayak access, fishing piers, and a protected saltwater basin connected to Tampa Bay. The community also offers scenic outdoor gathering areas designed for both relaxation and engagement. Bay Aristocrat Village is a resident-owned cooperative community with monthly fees currently $360. Buyers should review all governing documents, fees, and approval requirements with the association. Corporate ownership, LLCs, and partnerships are prohibited. No seller financing available. ESA pet policies should be confirmed with the community office. Schedule your showing and experience the Bay Aristocrat Village lifestyle.

18675 Us Highway 19 N Unit 328, Clearwater

2620 Cove Cay Drive Unit 306, Clearwater
$135,000
1 Beds ⋅ 2 Baths ⋅ Cove Cay 26-20 Village Ii SubDv. ⋅ 33760 Zip Code
TAMPA BAY VIEWS & RESORT-STYLE LIVING AT COVE CAY! Welcome to this beautifully updated 1-bedroom, 1.5-bath condo in Village 2 of Clearwater’s gated Cove Cay community. From the moment you step inside, you’ll appreciate the bright, open layout and beautiful views of Tampa Bay from nearly every room. The spacious living and dining areas flow seamlessly into the updated kitchen, featuring real wood cabinetry, granite countertops, stainless steel appliances and a breakfast bar—perfect for casual dining and entertaining. The generous primary suite offers beautiful water views, a walk-in closet and updated ensuite bath with updated vanity and a glass-enclosed shower. A convenient half bath is located off the main living area. Carpet provides a comfortable feel in both the living room and bedroom, with tile flooring in the kitchen area and baths. Additional features include hurricane-impact windows for added protection, energy efficiency and noise reduction, along with an HVAC system installed in 2017 and water heater in 2025. One of the highlights of this home is the private screened lanai overlooking Tampa Bay. Enjoy morning coffee, an evening glass of wine or simply relax and take in the peaceful Florida scenery. For added convenience, your private laundry is located just steps from the front door, and the unit includes an assigned covered carport. Cove Cay offers an impressive resort-style lifestyle with a heated pool and spa, clubhouse, fitness center, sauna, shuffleboard, 18-hole golf course, on-site restaurant and guarded gated entry. The community marina offers boating opportunities and water access for those looking to take full advantage of the Tampa Bay lifestyle. Association dues include water, sewer, trash, basic cable, grounds maintenance and pest control, making everyday living even easier. Village 2 also allows one small dog or two cats with approval. Conveniently located near shopping, dining and everyday necessities, with easy access to both St. Pete-Clearwater International Airport and Tampa International Airport, plus Clearwater Beach and the Gulf Coast just a short drive away. Whether you’re looking for a full-time residence or Florida getaway, this beautifully updated Cove Cay condo combines Tampa Bay views, hurricane-impact windows, resort-style amenities and an exceptional Clearwater location. Come see why life at Cove Cay feels like vacation every day! All information deemed accurate, buyer and buyers agent to verify.

2620 Cove Cay Drive Unit 306, Clearwater

1603 Mission Hills Boulevard, Clearwater
$124,500
1 Beds ⋅ 1 Baths ⋅ Mission Hills Condo SubDv. ⋅ 33759 Zip Code
Welcome to easy Florida living in the highly desirable 55+ community of Mission Hills! This beautiful 1-bedroom, 1-bath villa offers a comfortable, move-in-ready interior paired with the relaxed, maintenance-friendly lifestyle so many buyers are looking for. Even better, a BRAND-NEW HVAC SYSTEM provides added comfort and peace of mind! The updated kitchen features stainless steel appliances, a natural gas range, new butcher block countertops, updated cabinetry, sink and fixtures, creating a warm and functional space for everyday living. The renovated bathroom features an updated vanity, lighting and fixtures, along with a new shower/tub combination with grab bars. For added convenience, the home also includes a newer vented washer and dryer right inside the villa. The spacious primary bedroom features a charming barn door leading to the air-conditioned Florida room, an ideal bonus space for a home office, reading room, hobby area or simply relaxing year-round. New ceiling fans with remotes add another thoughtful update to the home. Step outside to your private rear patio overlooking the beautifully maintained grounds, perfect for morning coffee and enjoying the Florida sunshine. Additional conveniences include an assigned covered carport and a private storage shed located directly behind the parking space. Mission Hills is a beautifully maintained 55+ community known for its mature landscaping and abundance of amenities. Residents can enjoy a large heated community pool, fitness center, clubhouse, library, shuffleboard, ping pong and private roads ideal for walking and biking. The active clubhouse offers a variety of social activities including cards, bingo, dominoes, community dinners, ice cream socials, excursions and more. Centrally located in Clearwater and just minutes from charming downtown Safety Harbor, with convenient access to shopping, dining, medical facilities, Tampa and St. Pete-Clearwater airports, and some of the Gulf Coast's most beautiful beaches. Whether you're looking for a full-time Florida residence or an easy-care seasonal retreat, this charming Mission Hills villa offers the updates, amenities and Florida lifestyle you've been looking for. Move in, unpack and start enjoying!

1603 Mission Hills Boulevard, Clearwater

2255 Philippine Drive Unit 41, Clearwater
$199,899
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2255 Philippine Drive Unit 41, Clearwater

2210 Utopian Drive E Unit 203, Clearwater
$209,990
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

2210 Utopian Drive E Unit 203, Clearwater

2001 World Parkway Boulevard Unit 59, Clearwater
$200,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
End Unit! Completely remodeled. You do not want to miss out on this 1400 sq ft 2 bed 2 bath condo with one of the best bird's eye views in the neighborhood. This furnished condo is move in ready. Featuring hurricane impact windows. Hurricane impact exterior storm door and updated interior doors throughout. Removed popcorn ceilings and added knockdown texture ceilings. Freshly painted and new laminate floors. Updated fans throughout. The updated kitchen features wood cabinets, granite countertops and stainless-steel appliances. The extra windows this end unit provides brings in extra light and an amazing view of the entrance of On Top of the World. The water heater was put in in 2023. Updated electrical panel and hurricane impact windows were installed in 2021. The primary bedroom has an updated Washer and Dryer in closet and both bathrooms were updated. A/C was installed in 2019. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. All washer, dryer and hook ups must be approved by the association.

2001 World Parkway Boulevard Unit 59, Clearwater

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