Lutz Homes under $400,000

Lutz Homes under $400,000

Welcome to Lutz, Florida – a hidden gem nestled in the heart of Hillsborough County, just north of Tampa. Known for its lush landscapes and friendly community, Lutz offers a perfect blend of suburban tranquility and urban convenience. With its picturesque lakes, scenic parks, and vibrant local culture, it’s no wonder that families and professionals alike are drawn to this charming area.

Lutz boasts a range of outdoor recreational opportunities, from hiking and biking trails to serene fishing spots. The community is home to several parks, including the popular Lake Park, where residents can enjoy picnics, playgrounds, and beautiful walking paths. Additionally, Lutz is conveniently located near major highways, making it easy to access the bustling city life of Tampa, as well as the beautiful Gulf Coast beaches.

For those seeking affordable housing options, Lutz has an impressive selection of homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for an investment property, this area offers a variety of charming single-family homes and townhouses that cater to diverse lifestyles. Many of these properties feature spacious yards, modern amenities, and are situated in family-friendly neighborhoods with excellent schools.

With its welcoming atmosphere, outstanding amenities, and affordable real estate options, Lutz is an ideal place to call home. Discover the magic of this vibrant community and find your perfect home today!

Newest Lutz Homes under $400,000

1413 Windjammer Loop, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

1413 Windjammer Loop, Lutz
21004 Negril Court, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Paradise Lakes Individual SubDv. ⋅ 33558 Zip Code
This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

21004 Negril Court, Lutz
902 Montana Avenue, Lutz
$189,900
2 Beds ⋅ 2 Baths ⋅ Lake Sapphire Village Unit 1 SubDv. ⋅ 33548 Zip Code
Bring your RV or camper! Affordable living in Lutz with NO HOA or CDD. Come see for yourself why you should call this well-maintained property with trailer your very own. Numerous upgrades were added and include but are not limited to: a new $8,000 well, a superior water filtration system including softener and chlorinator, replacement of old plumbing with new Pex lines, fittings and hot water cylinder, installation of a perimeter fence and a new power pole just to name a few. A complete list of all maintenance items can be provided as well, such as tree trimming / removal and recent septic pumping. Inside the trailer, you'll admire a newly remodeled kitchen complemented with new cabinetry and stainless steel appliances. Additionally, the 3 a/c wall units were replaced along with the bathtub. For the convenience of the home owner, the tuff shed was converted to house a washer / dryer with extra room for storage. Have an RV? No problem, an RV hookup was installed to accommodate the camper on site while the renovation was being completed. The camper on site is also for sale at a reduced price. Don't delay schedule today and see for yourself all the TLC that was put into improving this property!

902 Montana Avenue, Lutz
1509 Cassius Street, Lutz
$309,900
3 Beds ⋅ 3 Baths ⋅ Willow Square Twnhms SubDv. ⋅ 33549 Zip Code
Welcome to 1509 Cassius St, a modern townhome located in the gated Willow Square community of Lutz. Built in 2021, this beautifully maintained two-story home offers approximately 1,634 square feet of living space with 3 bedrooms, 2.5 bathrooms, and a bright, functional layout designed for comfortable everyday living. The main level features a spacious open-concept design seamlessly connecting the kitchen, dining area, and living room—ideal for both daily living and entertaining. The well-appointed kitchen features sleek cabinetry, granite countertops, stainless steel appliances, and ample workspace and storage. Upstairs, all three bedrooms provide added privacy from the main living areas. The primary suite offers a comfortable retreat, while the two additional bedrooms provide flexibility for family, guests, a nursery, or a home office. Enjoy the added privacy and peaceful preserve views that make this townhome especially appealing. Willow Square offers a gated setting with community amenities including a swimming pool and cabana, providing low-maintenance Florida living in a convenient location. The home is zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High School and is conveniently located near Tampa Premium Outlets, The Shops at Wiregrass, restaurants, shopping, and everyday conveniences. Easy access to I-75, I-275, and the Veterans Expressway (SR-589) provides convenient connections to Downtown Tampa, Wesley Chapel, Tampa International Airport, and surrounding areas. Don't miss this opportunity to own a newer end-unit townhome with preserve views in a desirable Lutz community. Schedule your private showing today!

1509 Cassius Street, Lutz
2007 E 148th Avenue, Lutz
$279,000
3 Beds ⋅ 2 Baths ⋅ Northside Mobile Villa Unit 1 SubDv. ⋅ 33549 Zip Code
1,731 SF Manufactured home for sale off of Bearss St. Subject makes for an Excellent location as a winter retreat or year round residence. Constructed in 1996, a 3 bedroom 2 bathroom, Double-wide MH and sits on 0.26 Acre lot. Yard is perfect to host family gatherings and bar b ques, easy ingress and egress for vehicles. Exterior large enough for garden & Agricultural uses. Home is equipped with a Great split floor plan, a cozy living room with fireplace (not connected) and Kitchen with plenty of Cabinet Space. Bedrooms are Spacious and with carpet throughout. Master Bath is equipped with a garden tub and separate shower with his and hers vanity sinks walk in shower. Call today for Additional details and make appointment to view.

2007 E 148th Avenue, Lutz
20182 Cot Road Unit 505, Lutz
$310,000
2 Beds ⋅ 2 Baths ⋅ Lake Como Club Residence Coop SubDv. ⋅ 33558 Zip Code
located in the family-friendly nudist club, Lake Como, this waterfront 2bedroom/2 full bath home is on a great lot. enjoy the water view from the expansive French doors across the rear of the house or outside on the rear porch patio. Owner prefers to convey the home mostly furnished, also the newer lawn equipment and 2022 Ezgo golf cart and kayak. This also includes a share in the Lake Como Co-op. gorgeous KitchenAid refrigerator, newer wall oven and large cooktop on island/breakfast bar. Living room faces the water, has dining room, family room. Ceiling fans, carpet in living areas and bedrooms, ceramic tile in kitchen & vinyl in baths. Master bedroom has nice white shutters and ceiling fan with light. Also, 2 exterior sheds; the larger one has electricity. All windows have been replaced and the sliding glass door entrance. Built by the reputable Homes of Merit. All the exterior wood siding has been updated with Hardie Board siding too. Rear deck was updated with Trex composite decking boards. Roof replaced by Solar Shield Roofing (metal). Waterfront homes here are hard to find.

20182 Cot Road Unit 505, Lutz
717 W Deer Lake Drive, Lutz
$392,500
3 Beds ⋅ 2 Baths ⋅ Frazier Sub SubDv. ⋅ 33548 Zip Code
Welcome to 717 Deer Lake Dr! This well-maintained 3-bedroom, 2-bath home offers 1,286 square feet of comfortable living space on a spacious lot over 1/4 acre with no rear neighbors and a peaceful lake setting behind the property. Built in 1964, this home has been thoughtfully updated with major improvements already completed, including a 2020 roof, 2023 windows, 2020 HVAC system, 2020 water heater, updated plumbing, and electrical panel. Enjoy the added benefits of a water softener and reverse osmosis system, providing convenience and peace of mind. The spacious lot and serene rear setting create a private atmosphere while still offering the convenience of NO HOA. Located in a quiet Lutz neighborhood with easy access to Tampa, shopping, dining, schools, and major roadways, this property offers a great combination of privacy, updates, and location. Move-in ready and ready for its next owner—come see all that 717 Deer Lake Dr has to offer!

717 W Deer Lake Drive, Lutz
1417 Foggy Ridge Parkway, Lutz
$380,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Virtually Staged. Some homes ask you to imagine what they could become. This one lets you move in and enjoy what has already been done. New waterproof luxury vinyl plank flooring flows throughout, fresh interior paint creates a clean and welcoming feel, and the fireplace adds warmth and character. The completely renovated kitchen offers a fresh, modern look, while the updated primary bathroom carries that same refreshed style into the owner’s suite. Recent improvements include a roof replaced in 2021, an A/C system installed in 2025 and a water heater replaced in 2025. The enclosed, air-conditioned Florida room provides flexible bonus space beyond the main living areas perfect for a family room, home office, playroom, fitness area or entertaining space. Outside, mature trees bring beauty and shade to the chain-link-fenced yard, with room for pets, gardening and outdoor gatherings. With no HOA, you have greater freedom to enjoy the property your way. Conveniently located near State Road 54 and I-75, the home offers easy access to shopping, dining, healthcare, Tampa Premium Outlets, The Shops at Wiregrass and the many amenities of Lutz and Wesley Chapel. Come see the updates, explore the extra space and discover everything this home has to offer schedule your private showing today!

1417 Foggy Ridge Parkway, Lutz
17030 Vilesta Drive, Lutz
$375,000
3 Beds ⋅ 3 Baths ⋅ Crenshaw Reserve SubDv. ⋅ 33548 Zip Code
Welcome luxury living in the gated community of Crenshaw Reserve! This townhome features 3 bedrooms, 2.5 bathrooms, and an expansive upstairs entertainment room. Step inside to soaring high ceilings, gorgeous crown molding throughout the first floor, elegant window blinds, and ceiling fans throughout. The kitchen shines with sleek granite countertops, an undermount sink, stylish tile backsplash, premium stainless-steel appliances, and chic pendant lighting framing the breakfast bar. Conveniently located on the first floor, the primary retreat offers a spacious walk-in closet and ensuite bathroom complete with dual sinks and a gorgeous tile shower with a built-in shower niche. Upstairs, you will find generous guest quarters featuring a second bathroom with dual sinks and a custom tile shower with niche as well. Additional highlights include a convenient two-car garage and a fantastic outdoor living space boasting a covered, screened patio paved with beautiful stone. Community amenities include a neighborhood pool within a stone-accented pavilion. Showings are a breeze, so book your appointment now!

17030 Vilesta Drive, Lutz
2210 Megan Ann Way, Lutz
$299,990
3 Beds ⋅ 3 Baths ⋅ Timbergrove SubDv. ⋅ 33558 Zip Code
Pre-Construction. To be built. Timbergrove features the only new personalized low-maintenance townhomes in Lutz with no CDD. Conveniently located near US-41, I-75 & 589, commuting to work or into Tampa is a breeze. Lutz offers a variety of fun activities for the whole family! You can enjoy outdoor adventures at Busch Gardens or explore nature at Brooker Creek Headwaters Nature Preserve. For shopping enthusiasts, Tampa Premium Outlets is a must-visit. Plus, if you’re looking for community events, Lutz hosts numerous festivals, food truck rallies, and holiday celebrations throughout the year! Enjoy comfort and convenience inside The Mayport. Enter this one-car garage attached home through the covered front porch. The welcoming foyer leads your eye to the spacious living area. Gather in the great room with friends and family before enjoying a home cooked meal prepared in your charming kitchen with white cabinets and served on the large island. Upstairs, two bedrooms and a full bath offer privacy for guests. Your luxury owner’s suite includes two large walk-in closets and a spa-like dual vanity bath. The Mayport is a must-see. All Ryan Homes now include WIFI-enabled garage opener and Ecobee thermostat. **Closing cost assistance is available with use of Builder’s affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.

2210 Megan Ann Way, Lutz
16005 Stags Leap Drive, Lutz
$390,000
3 Beds ⋅ 2 Baths ⋅ Deer Park Preserve SubDv. ⋅ 33559 Zip Code
This Lutz home provides easy single-level living with a two-car garage, refreshed curb appeal, and a covered rear patio overlooking a fenced backyard. Inside, vaulted ceilings, neutral paint, updated lighting, and a mix of wood-style flooring and carpet create bright living spaces with a practical flow. The kitchen features white cabinetry, dark counters, stainless-steel appliances, a breakfast bar, and a nearby dining area with backyard views. Bedrooms include ceiling fans, soft carpet, and clean natural light, while the bathroom spaces include updated vanities and tub/shower areas. Recent work included roof replacement, interior paint, cleaning, landscaping, and related repairs for a polished presentation. Included 100-Day Home Warranty with buyer activation

16005 Stags Leap Drive, Lutz
18901 Cornuta Street, Lutz
$359,900
3 Beds ⋅ 3 Baths ⋅ Long Lake Ranch Village 6 Prcl A SubDv. ⋅ 33558 Zip Code
Enjoy low-maintenance living in this spacious 2017 Long Lake Ranch townhome featuring an open floorplan, conservation views, screened lanai plus extended rear patio, attached garage and resort amenities. The kitchen features granite countertops, solid wood cabinetry, a butler’s pantry and large walk-in pantry, while granite countertops and wood cabinetry continue in the butler's pantry and bathrooms. A convenient powder bath is located downstairs. Upstairs, the oversized primary suite offers peaceful conservation views, two walk-in closets and a spacious ensuite bath with dual sinks, private water closet, soaking tub and separate walk-in shower. The split-bedroom floorplan provides privacy, while the upstairs laundry room keeps everyday chores conveniently close to the bedrooms. Outdoor living extends from the screened lanai to a generously sized extended patio with plenty of room for a large dining table, chairs and grill — and space to create an even larger screened outdoor living area in the future. The charming front porch provides another inviting outdoor space with conservation views. Start the day watching the sunrise from the front porch and enjoy the sunset from the rear patio overlooking the peaceful backyard setting. The attached one-car garage is complemented by driveway parking for two vehicles, with additional guest parking just steps away. Townhome residents enjoy their own private community pool and gazebo, in addition to Long Lake Ranch amenities including the main resort-style pool and splash park, clubhouse, lake and dock for fishing and non-motorized watercraft, tennis and basketball courts, playgrounds, parks, grills and dog park. The monthly HOA includes exterior maintenance, water, sewer, trash, recycling, irrigation and lawn maintenance. The community CDD, which helps fund the extensive amenities, is already included in the property tax bill. This energy-efficient and safe block-on-block home also offers notably low electric and homeowners insurance costs. Zoned for highly rated schools and conveniently located approximately 30 minutes north of Downtown Tampa and 25 minutes from Tampa International Airport, Long Lake Ranch combines convenience with an amenity rich, friendly community.

18901 Cornuta Street, Lutz
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