Lutz Homes under $500,000

Lutz Homes under $500,000

Welcome to Lutz, Florida – a hidden gem nestled in the heart of Hillsborough County, where suburban charm meets natural beauty. Just a short drive from the bustling city of Tampa, Lutz offers a serene lifestyle that perfectly balances convenience and tranquility. With its lush landscapes, picturesque lakes, and a welcoming community, it's no wonder that so many families and professionals are choosing to call this vibrant area home.

Lutz boasts an array of amenities, from top-rated schools and parks to shopping and dining options that cater to every taste. The area is known for its family-friendly atmosphere and a strong sense of community, making it an ideal place for those looking to settle down. Nature enthusiasts will appreciate the numerous trails and outdoor spaces, including the scenic Lake Park and the picturesque Brooker Creek Preserve, perfect for hiking, biking, and enjoying the great Florida outdoors.

For homebuyers on a budget, Lutz offers an impressive selection of homes under $500,000. Whether you’re searching for a cozy single-family home, a charming townhome, or a spacious property with room to grow, you’ll find a variety of options that suit your needs. Many of these homes feature modern amenities, spacious layouts, and beautiful outdoor spaces, allowing you to enjoy the Florida lifestyle without breaking the bank.

With its ideal location, vibrant community, and affordable housing options, Lutz is the perfect place to find your dream home. Discover the charm of Lutz today and see why so many are proud to call this wonderful region their home!

Newest Lutz Homes under $500,000

24415 Rolling View Court, Lutz
$479,000
3 Beds ⋅ 2 Baths ⋅ Oak Grove Ph 02 SubDv. ⋅ 33559 Zip Code
Oak Grove....Welcome to this gorgeous 3 bedroom, 2 bath pool home in Rolling View! Soaring vaulted ceilings and an open, airy floor plan make this home feel bright and spacious. Step outside to your private pool and spa, set on a large totally fenced corner lot with room to park a trailer in the backyard. Three-car garage and move-in condition. Major updates for peace of mind: roof 2017, windows 2018, AC 2026, water heater 2026, pool pump 2026, electric panel/breakers/service disconnect 2020, appliances 2017, pool resurfaced 2017. Very low HOA and NO CDD! Schedule your private showing today.

24415 Rolling View Court, Lutz
18810 Geraci Road, Lutz
$415,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person.

18810 Geraci Road, Lutz
19401 Melody Fair Place, Lutz
$465,000
3 Beds ⋅ 2 Baths ⋅ Villarosa Ph F SubDv. ⋅ 33558 Zip Code
Welcome to Florida living in the highly desirable Villa Rosa community of Lutz! This inviting SINGLE-STORY, 3-bedroom, 2-bath POOL HOME offers 1,790 square feet of living space, a 2-car garage, thoughtful upgrades, and a low-maintenance lifestyle in one of the Tampa Bay area's most convenient locations. Step inside to an open-concept, split floor plan layout enhanced by soaring 10-foot ceilings that create a bright, spacious feel. Sliding glass doors provide seamless connection to the outdoor living space and overlook your own private Florida retreat featuring a solar-heated pool, perfect for morning coffee, weekend gatherings, or relaxing in the Florida sunshine. The pool was resurfaced in 2020 with PebbleTec, and the solar pool heating system was replaced in 2022. Thoughtful improvements add comfort, efficiency, and peace of mind, including a 2020 roof with 50-year shingles, 2019 air conditioning condenser, 2019 water heater, 2020 water softener, and whole-home hurricane impact windows installed in 2022. 3M UV film on the windows and doors provides additional energy efficiency and protection from the Florida sun. Plantation shutters on the front windows and 2" blinds throughout create a seamless style. The kitchen features reverse osmosis drinking water, while the primary suite includes an upgraded shower completed in 2022. GoVee smart, color-changing LED lighting on the exterior of the home provides beautiful decoration and architectural illumination. Even better, this home is located within a low-maintenance, gated area of Villa Rosa where the HOA takes care of lawn maintenance and exterior home painting, leaving you more time to enjoy the Florida lifestyle. Villa Rosa residents also enjoy a community pool, parks, playground, and tennis courts. Zoned for top-rated schools including McKitrick Elementary, Martinez Middle, and Steinbrenner High School. This sought-after Lutz location offers convenient access to beaches, shopping, dining, golf, recreation, and major roadways. The Veterans Expressway/Suncoast Parkway is approximately 5 minutes away, providing easy access to Downtown Tampa, St. Petersburg, Tampa International Airport, and destinations throughout Tampa Bay. World-class Gulf Coast beaches are also within easy reach for weekend adventures. Whether you're spending the afternoon poolside, heading downtown for dinner, catching a flight, or relaxing at the beach, this Villa Rosa home delivers the Florida lifestyle with less time spent on exterior maintenance, no CDD, and no Flood Insurance required. Schedule your private showing and discover why this Lutz pool home is one you'll want to call your own!

19401 Melody Fair Place, Lutz
1413 Windjammer Loop, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

1413 Windjammer Loop, Lutz
21004 Negril Court, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Paradise Lakes Individual SubDv. ⋅ 33558 Zip Code
This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

21004 Negril Court, Lutz
902 Montana Avenue, Lutz
$189,900
2 Beds ⋅ 2 Baths ⋅ Lake Sapphire Village Unit 1 SubDv. ⋅ 33548 Zip Code
Bring your RV or camper! Affordable living in Lutz with NO HOA or CDD. Come see for yourself why you should call this well-maintained property with trailer your very own. Numerous upgrades were added and include but are not limited to: a new $8,000 well, a superior water filtration system including softener and chlorinator, replacement of old plumbing with new Pex lines, fittings and hot water cylinder, installation of a perimeter fence and a new power pole just to name a few. A complete list of all maintenance items can be provided as well, such as tree trimming / removal and recent septic pumping. Inside the trailer, you'll admire a newly remodeled kitchen complemented with new cabinetry and stainless steel appliances. Additionally, the 3 a/c wall units were replaced along with the bathtub. For the convenience of the home owner, the tuff shed was converted to house a washer / dryer with extra room for storage. Have an RV? No problem, an RV hookup was installed to accommodate the camper on site while the renovation was being completed. The camper on site is also for sale at a reduced price. Don't delay schedule today and see for yourself all the TLC that was put into improving this property!

902 Montana Avenue, Lutz
16606 Forest Park Drive, Lutz
$475,000
3 Beds ⋅ 2 Baths ⋅ Park Forest Sub SubDv. ⋅ 33549 Zip Code
Exceptional 3-bedroom, 2-bath home in the heart of one of Lutz's most desirable areas. This move-in-ready Florida home features a newer roof (2024), fresh interior and exterior paint (2025 and 2026), and new luxury vinyl tile throughout for an attractive look and easy maintenance. The gorgeous, functional updated kitchen includes two-tone soft-close cabinetry, quartz countertops, a new backsplash, stainless steel appliances, stylish hardware, and plenty of storage, including a spacious pantry. The expansive family room features a fully functional wood-burning fireplace with a striking granite hearth, along with a recently serviced chimney and spark arrestor. A separate living area offers flexible space for a second family room or gathering area. Upstairs, you'll find two generously sized bedrooms, including the primary suite with a dressing area and walk-in closet, plus a fully renovated bathroom with a walk-in shower. The third bedroom is tucked away downstairs for privacy and has access to a tastefully updated full bath with a shower/tub combination, making it ideal as a second primary suite, guest room, or home office. The interior also includes a dining area with bay windows and an indoor laundry room with plenty of storage space. Outside, the large, fully fenced backyard offers room for a future pool and plenty of safe space for family and pets to play while you relax or grill on the paved deck. One of Lutz's many clear creeks runs along the property line, adding unexpected charm. A large shed with electricity provides ample space for lawn equipment and power toys. With no HOA or CDD, there is also room to park a boat. The stamped-brick driveway and patio, made with bricks from Ybor City, add a unique touch of Tampa’s history. Enjoy worry-free living with a newer roof (2024), a 2-year-old tankless water heater, a regularly maintained 2018 AC with coils cleaned three months ago, a 2025 water softener, filter, and pressure tank, septic service completed in 2025 including a new gray-water/laundry septic tank, and regular pest control three times a year. If you want the feel of country living without leaving the city or adding miles to your drive, this home and location are it! Schedule your showing today!

16606 Forest Park Drive, Lutz
1509 Cassius Street, Lutz
$309,900
3 Beds ⋅ 3 Baths ⋅ Willow Square Twnhms SubDv. ⋅ 33549 Zip Code
Welcome to 1509 Cassius St, a modern townhome located in the gated Willow Square community of Lutz. Built in 2021, this beautifully maintained two-story home offers approximately 1,634 square feet of living space with 3 bedrooms, 2.5 bathrooms, and a bright, functional layout designed for comfortable everyday living. The main level features a spacious open-concept design seamlessly connecting the kitchen, dining area, and living room—ideal for both daily living and entertaining. The well-appointed kitchen features sleek cabinetry, granite countertops, stainless steel appliances, and ample workspace and storage. Upstairs, all three bedrooms provide added privacy from the main living areas. The primary suite offers a comfortable retreat, while the two additional bedrooms provide flexibility for family, guests, a nursery, or a home office. Enjoy the added privacy and peaceful preserve views that make this townhome especially appealing. Willow Square offers a gated setting with community amenities including a swimming pool and cabana, providing low-maintenance Florida living in a convenient location. The home is zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High School and is conveniently located near Tampa Premium Outlets, The Shops at Wiregrass, restaurants, shopping, and everyday conveniences. Easy access to I-75, I-275, and the Veterans Expressway (SR-589) provides convenient connections to Downtown Tampa, Wesley Chapel, Tampa International Airport, and surrounding areas. Don't miss this opportunity to own a newer end-unit townhome with preserve views in a desirable Lutz community. Schedule your private showing today!

1509 Cassius Street, Lutz
2007 E 148th Avenue, Lutz
$279,000
3 Beds ⋅ 2 Baths ⋅ Northside Mobile Villa Unit 1 SubDv. ⋅ 33549 Zip Code
1,731 SF Manufactured home for sale off of Bearss St. Subject makes for an Excellent location as a winter retreat or year round residence. Constructed in 1996, a 3 bedroom 2 bathroom, Double-wide MH and sits on 0.26 Acre lot. Yard is perfect to host family gatherings and bar b ques, easy ingress and egress for vehicles. Exterior large enough for garden & Agricultural uses. Home is equipped with a Great split floor plan, a cozy living room with fireplace (not connected) and Kitchen with plenty of Cabinet Space. Bedrooms are Spacious and with carpet throughout. Master Bath is equipped with a garden tub and separate shower with his and hers vanity sinks walk in shower. Call today for Additional details and make appointment to view.

2007 E 148th Avenue, Lutz
20182 Cot Road Unit 505, Lutz
$310,000
2 Beds ⋅ 2 Baths ⋅ Lake Como Club Residence Coop SubDv. ⋅ 33558 Zip Code
located in the family-friendly nudist club, Lake Como, this waterfront 2bedroom/2 full bath home is on a great lot. enjoy the water view from the expansive French doors across the rear of the house or outside on the rear porch patio. Owner prefers to convey the home mostly furnished, also the newer lawn equipment and 2022 Ezgo golf cart and kayak. This also includes a share in the Lake Como Co-op. gorgeous KitchenAid refrigerator, newer wall oven and large cooktop on island/breakfast bar. Living room faces the water, has dining room, family room. Ceiling fans, carpet in living areas and bedrooms, ceramic tile in kitchen & vinyl in baths. Master bedroom has nice white shutters and ceiling fan with light. Also, 2 exterior sheds; the larger one has electricity. All windows have been replaced and the sliding glass door entrance. Built by the reputable Homes of Merit. All the exterior wood siding has been updated with Hardie Board siding too. Rear deck was updated with Trex composite decking boards. Roof replaced by Solar Shield Roofing (metal). Waterfront homes here are hard to find.

20182 Cot Road Unit 505, Lutz
717 W Deer Lake Drive, Lutz
$392,500
3 Beds ⋅ 2 Baths ⋅ Frazier Sub SubDv. ⋅ 33548 Zip Code
Welcome to 717 Deer Lake Dr! This well-maintained 3-bedroom, 2-bath home offers 1,286 square feet of comfortable living space on a spacious lot over 1/4 acre with no rear neighbors and a peaceful lake setting behind the property. Built in 1964, this home has been thoughtfully updated with major improvements already completed, including a 2020 roof, 2023 windows, 2020 HVAC system, 2020 water heater, updated plumbing, and electrical panel. Enjoy the added benefits of a water softener and reverse osmosis system, providing convenience and peace of mind. The spacious lot and serene rear setting create a private atmosphere while still offering the convenience of NO HOA. Located in a quiet Lutz neighborhood with easy access to Tampa, shopping, dining, schools, and major roadways, this property offers a great combination of privacy, updates, and location. Move-in ready and ready for its next owner—come see all that 717 Deer Lake Dr has to offer!

717 W Deer Lake Drive, Lutz
1417 Foggy Ridge Parkway, Lutz
$380,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Virtually Staged. Some homes ask you to imagine what they could become. This one lets you move in and enjoy what has already been done. New waterproof luxury vinyl plank flooring flows throughout, fresh interior paint creates a clean and welcoming feel, and the fireplace adds warmth and character. The completely renovated kitchen offers a fresh, modern look, while the updated primary bathroom carries that same refreshed style into the owner’s suite. Recent improvements include a roof replaced in 2021, an A/C system installed in 2025 and a water heater replaced in 2025. The enclosed, air-conditioned Florida room provides flexible bonus space beyond the main living areas perfect for a family room, home office, playroom, fitness area or entertaining space. Outside, mature trees bring beauty and shade to the chain-link-fenced yard, with room for pets, gardening and outdoor gatherings. With no HOA, you have greater freedom to enjoy the property your way. Conveniently located near State Road 54 and I-75, the home offers easy access to shopping, dining, healthcare, Tampa Premium Outlets, The Shops at Wiregrass and the many amenities of Lutz and Wesley Chapel. Come see the updates, explore the extra space and discover everything this home has to offer schedule your private showing today!

1417 Foggy Ridge Parkway, Lutz
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